Understanding Bad Faith We are a full-service personal injury law firm with your best interests in mind. We feel your pain.

Bad Faith Insurance Lawyer in Sacramento

Don’t Let Insurance Companies Mistreat You

Filing an insurance claim Insurers often act in “bad faith” when they deny, delay or under-evaluate claims. As Sacramento bad faith insurance attorneys with years of experience, we are well qualified to represent individuals and businesses in these insurance disputes.

In every policy of insurance, there is an “implied covenant of good faith and fair dealing.” A breach of this implied covenant is commonly known as “bad faith.”

The following are examples of “bad faith” insurance:

  • Refusing to pay the full amount due to the beneficent
  • Delaying payment
  • Using loopholes to deny payment
  • Attempting to confuse the beneficiary with complicated language

At Miller Injury Attorneys, much of our insurance bad faith representation relates to water damage and toxic mold claims. Homeowners’ policies often exclude coverage for mold, while providing coverage for water damage. When water damage occurs, insurance companies often wait until mold begins to grow – often as quickly as 48 hours – to deny the claim.

If you are not being treated right by an insurance company call (916) 525-7761 for help from dedicated and aggressive attorneys.

Our Insurance Defense Experience & Perspective

As attorneys with past experience working with and for the insurance industry, we understand the strategies insurance companies use to minimize cost and maximize profits – often at our clients’ expense.

Because we have handled cases from both perspectives, we are better able to see each side’s strengths and weaknesses. We develop insurance bad faith case strategies that take these strengths and weaknesses into account.

We represent businesses and individuals facing insurance bad faith litigation related to many different types of insurance including:

  • Health insurance
  • Life insurance
  • Disability insurance
  • Homeowners insurance
  • Renters insurance

Liability

Liability for insurance bad faith is just not based on a denial of the claim, but can also include delays in making payments, unreasonable investigations, paying less than the full amount owed, taking unreasonable coverage positions, and focusing on exclusions in the policy instead of the coverages afforded. Under California law, insurance policy provisions affording coverage are broadly and liberally interpreted in favor of insurance coverage. On the other hand, insurance policy exclusions are interpreted narrowly and in a limited fashion.

Call Us to Keep Your Insurance Company Honest

If you have had an insurance claim wrongly denied – if you believe your insurer is under evaluating or a delaying your insurance claim – a letter from a Sacramento insurance bad faith lawyer may be just what your insurer needs to begin treating you fairly.

Don’t let insurance companies deny you the benefits you deserve. Call (916) 525-7761 to discuss your case during a free consultation today..

Recent Cases

  • $3 Million Catastrophic Injury
  • $2 Million Catastrophic Injury
  • $773 Thousand Toxic Mold
  • $720 Thousand Motorcycle Accident
  • $615 Thousand Respiratory injury.
  • $500 Thousand Defective medical product.
  • $480 Thousand Mold injury.
  • $405 Thousand Defective construction.
  • $300 Thousand Motorcycle Injury.
  • $275 Thousand Single Car Roll Over
  • $250 Thousand Negligence.
  • $250 Thousand Construction defect with mold.
  • $250 Thousand Contractor negligence.
  • $244 Thousand Sideswipe automobile accident.
  • $200 Thousand Rear end automobile collision
  • $200 Thousand Defective product.
  • $125 Thousand Fall down stairs.
  • $125 Thousand Rear-end automobile collision.
  • $100 Thousand Pedestrian vs. motor vehicle.
  • $100 Thousand Rear end automobile accident.
  • $100 Thousand Motor vehicle t-bone.
  • $100 Thousand Bicycle Accident

Why Should You Choose Us?

  • Available 24/7

  • Free Consultations

  • No Fees or Costs Unless We Win

  • Over 30 Years of Experience

Rave Reviews from
Happy Clients

  • I feel so fortunate that John took my case. I will be forever grateful.

    “I feel so fortunate that John took my case. I will be forever grateful. I’m a single , working Mom with teenage boys which is stressful enough. We were living in horrible conditions in Redding Ca, landlord did nothing to remedy the issues, instead they retaliated. John was so professional , understanding and kind, We met at mediation about 6 weeks after he took me on as a client, he knew the bigger picture with me wasn’t about money, it was about people being treated Ike they are garbage and don’t deserve to live in a safe environment. John did get more money for us than original quote , but the best part he said he would send a letter to the other tenants and offer to help if they needed it. I can finally sleep at night. I feel like I made a great friend. Thank you so much.”

    A.G.

  • He was patient, kind and extremely professional.

    “Mr. Miller represented me on a mold case against a former landlord, and management company. He was patient, kind and extremely professional. Although my case wasn't one of the biggie gold mine type cases that many attorneys are looking for, he treated me with respect, collegiality and was able to help me get a settlement through mediation that seemed to be the best option for the quagmire of my particular case. One should always hold negative reviews on here in perspective: often people think their cases are slam-dunks, but as we all know, the legal system is overly complex and not as straight-forward as we all would like it to be. Often cases don't turn out as we'd like them to, but I felt that Mr. Miller was above board regarding the overall merits of my case and he tried to be realistic as to the outcome. I would recommend him and/or avail of his services again.”

    Former Client

  • He took our case when other attorneys walked away.

    “We needed Atty. Miller's help. He took our case when other attorneys walked away. We're very grateful.”

    Laila

  • I was referred to excellent medical providers for treatment.

    “Unsure of the extent of my injuries and the cause of my pain, I was referred to excellent medical providers for treatment.”

    Christopher W.

  • Absolutely Terrific!

    “Mr. Miller was absolutely terrific, settling my difficult fall case quickly and efficiently.”

    Linda O.